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Spreadsheets

Free spreadsheets that actually calculate

29 workbooks for the jobs where the answer has to be worked out rather than written down — what the bills really cost in a year, how long a debt takes to clear, what a vehicle costs per mile, what your contents are worth to an insurer.

No sign-up, no email, no macros. Every file is an ordinary .xlsx that opens in Excel, LibreOffice, Numbers and Google Sheets. Download it and it is yours — nothing phones home, and there is nothing inside it but formulas you can read and change.

What makes these different

  • The formulas work. Every workbook has been evaluated and its answers checked against arithmetic worked out by hand. A spreadsheet that quietly sums the wrong range looks perfectly fine, which is exactly why we test them.
  • No figures of ours. There is no mileage rate, no interest rate, no service interval and no recommended savings percentage anywhere in these files. Where a number like that is needed there is a cream cell for yours, because we do not know your country, your lender or your vehicle.
  • They open everywhere. Plain functions only — no dynamic arrays, nothing Excel-only, nothing Sheets-only. Upload one to Google Drive and every formula survives the trip.
  • They match the printables. Most of these have a paper counterpart in the library of 1278 sheets, and the pages link both ways.

Money and household finance

Budgets, bills, debts and savings — the arithmetic a printed grid cannot do.

Bill Payment Tracker Spreadsheet

Every bill in one list, showing what each really costs over a year once its billing cycle is taken into account, plus a twelve-month grid to tick off.

3 tabs · 12 kB Open it

Debt Payoff Tracker Spreadsheet

Every debt with its balance, rate and payment, working out how many months each takes to clear and roughly what that costs in interest — plus both payoff orders.

3 tabs · 12 kB Open it

Household Budget Spreadsheet

A monthly budget that adds up planned against actual, keeps income, outgoings and saving apart, and rolls twelve months into a year view.

3 tabs · 11 kB Open it

Net Worth Tracker Spreadsheet

Everything you own on one side, everything you owe on the other, and the difference tracked month by month so the direction of travel is visible.

3 tabs · 11 kB Open it

Subscription Tracker Spreadsheet

Every recurring payment on one page, converted to what it costs per year, with renewal dates counting down and a total for everything you have marked to cancel.

2 tabs · 10 kB Open it

Home and property records

Contents valued for insurance, warranties counted down, maintenance kept on its clock.

Home Inventory Spreadsheet

Room-by-room contents with what each thing cost and what it would cost to replace, totalled per room and overall — the list an insurer asks for.

3 tabs · 16 kB Open it

Vehicle records and costs

What a vehicle really costs per mile, what it drinks, and what falls due first.

Vehicle Running Cost Spreadsheet

Everything a vehicle costs in a year — fuel, servicing, tyres, insurance, tax, finance — turned into a cost per unit of distance and a cost per month.

3 tabs · 12 kB Open it

Landlord and rental property

Rent in, costs out, tenancy dates counted down, and what a let actually returns.

Small business paperwork

Books, unpaid invoices, customers, stock and the quotes that turned into jobs.

Personal and family records

Renewals that creep up, where the documents are, what the animals cost, and the move.

Moving House Inventory Spreadsheet

Every box numbered, with what is in it, which room it came from and which room it is going to — plus a count of what has arrived and what has been unpacked.

3 tabs · 14 kB Open it

Pet Care and Cost Spreadsheet

What a pet costs across a year, alongside the dates that matter — vaccinations, treatments, insurance renewal — counted down.

3 tabs · 14 kB Open it

Workbooks in the resource collection

A further 683 spreadsheets, each paired with a printable PDF and a version you can fill in online. Same plain formulas, same cream-and-grey cells.

Home and property records

Home Inventory Spreadsheet

The total value of the contents, worked out from the lines rather than guessed.

HP-03 Inventory PDF Excel Online

Snagging and Punch List

Every defect written down once, numbered, so nothing is argued about twice.

HP-406 Checklist PDF Excel Online

Cleaning and organisation

Finance, budgeting and money

Bill Payment Calendar

Which bills fall in each week of the month, by their due day.

FB-24 Calendar PDF Excel Online

Debt Payoff Tracker

The total owed across every debt, in one figure.

FB-25 Tracker PDF Excel Online

Savings Goal Tracker

Every deposit, dated, with the total after each one.

FB-27 Tracker PDF Excel Online

Sinking Funds Tracker

What each fund is for, when it is needed and how much it needs.

FB-28 Tracker PDF Excel Online

Emergency Fund Planner

Which costs are essential — the ones that continue whatever happens.

FB-29 Planner PDF Excel Online

Subscription Tracker

Everything that charges you on a schedule, in one list.

FB-30 Tracker PDF Excel Online

Weekly Budget Sheet

What came in this week and what was carried over from last.

FB-426 Budget PDF Excel Online

Cash Envelope Tracker

What each envelope is for and what period it covers.

FB-428 Tracker PDF Excel Online

Student Budget Planner

Every source of money for the term, and what each comes to per week.

FB-435 Budget PDF Excel Online

Vehicles and transport

Vehicle Mileage Log

Distance per journey, from the two odometer readings.

RV-33 Log PDF Excel Online

Fuel Cost Tracker

Cost per kilometre or mile, from the fill-ups you actually made.

RV-34 Tracker PDF Excel Online

Garden, outdoor and equipment

Seed Inventory Sheet

What seed you actually have, by crop and variety, before you order more.

GD-43 Inventory PDF Excel Online

Garden Harvest Log

Total weight and count harvested over the season, added up for you.

GD-44 Log PDF Excel Online

Tool Inventory Spreadsheet

A valued list of tools and machines that an insurance claim can be built on.

GD-47 Inventory PDF Excel Online

Garden Project Budget

An estimate for every item before you start, in categories that suit garden work.

GD-49 Budget PDF Excel Online

Pets and animals

Dog Walking Log

Which walks happened, on what date and at what time of day.

PT-456 Log PDF Excel Online

Pet Expense Tracker

Total spend for the period, and how it compares with the figure you budgeted.

PT-57 Tracker PDF Excel Online

Rental property and landlord

Rent Review Record

What the rent was before each review and what it became.

RL-466 Record PDF Excel Online

Rent Payment Ledger

A dated line for every rent due and every payment made.

RL-62 Log PDF Excel Online

Deposit Return Checklist

The steps to complete before any money moves, ticked in order.

RL-69 Checklist PDF Excel Online

Business and work

Purchase Order Log

Every order you have raised, in number order.

BW-475 Log PDF Excel Online

Staff Holiday Planner

What each person is entitled to, taken from their own contract.

BW-481 Planner PDF Excel Online

Simple Invoice Generator

Line totals from quantity and unit price, with no arithmetic by hand.

BW-71 Generator PDF Excel Online

Job Estimate Generator

Materials and labour kept apart, so the customer can see what is what.

BW-72 Generator PDF Excel Online

Job and Project Tracker

Where every job is — quoted, booked, in progress, done, invoiced or paid.

BW-75 Tracker PDF Excel Online

Personal planning and lifestyle

Habit Tracker

Which habits happened on which days.

PL-85 Tracker PDF Excel Online

Fitness Progress Tracker

Weight and measurements on each check-in, in whatever units you use.

PL-87 Tracker PDF Excel Online

Safety, records and practical forms

Warranty Expiry Tracker

Which items are still covered today, and which ran out last month.

SF-94 Tracker PDF Excel Online

Inspections and safety checks

Inventories and stocktakes

Office Equipment Inventory

What furniture and equipment the office holds, and which room each item is in.

IV-121 Inventory PDF Excel Online

Self-Storage Unit Inventory

What is in each numbered box or on each pallet, in enough detail to find it again.

IV-134 Inventory PDF Excel Online

Tool Hire Fleet Inventory

Every machine in the fleet with its asset number and serial number.

IV-140 Inventory PDF Excel Online

Job sheets and work orders

Plumbing Job Sheet

The fault as reported and the fault actually found, kept apart.

JS-141 Form PDF Excel Online

Electrician Job Sheet

Which board, which way and which circuits were touched.

JS-142 Form PDF Excel Online

HVAC Service Job Sheet

Which unit was serviced, by make, model, serial and location.

JS-143 Form PDF Excel Online

Landscaping Job Sheet

Areas and quantities actually done, not just what was quoted.

JS-144 Form PDF Excel Online

IT Support Job Sheet

The ticket, the user and the device the work was done on.

JS-147 Form PDF Excel Online

Locksmith Job Sheet

Which door and which lock, by location and type.

JS-150 Form PDF Excel Online

Decorating Job Sheet

Every room and surface in the job, with the preparation each one needed.

JS-151 Form PDF Excel Online

Roofing Job Sheet

Each elevation or area worked on, with what was found and what was done.

JS-152 Form PDF Excel Online

Handyman Job Sheet

Every task on the customer's list, ticked off as it is done.

JS-153 Form PDF Excel Online

Warranty Repair Job Sheet

The product, its serial number and the date it was bought or installed.

JS-157 Form PDF Excel Online

Logs and record sheets

Water Usage and Supply Log

Usage between one reading and the next, worked out from the readings themselves.

LR-162 Log PDF Excel Online

Customer Complaint Log

Every complaint given a reference, so it can be found again.

LR-168 Log PDF Excel Online

Fuel Bunker and Tank Log

Deliveries in and issues out on one page, in the order they happened.

LR-171 Log PDF Excel Online

Lost Property Log

A reference number that can be quoted on the phone and written on the bag.

LR-174 Log PDF Excel Online

Animal health records

Health and medical records

Symptom and Episode Diary

What happened and when, written close to the time rather than remembered later.

HM-204 Log PDF Excel Online

Dental Treatment Record

Every visit in date order, with the practice and the dentist or hygienist you saw.

HM-211 Record PDF Excel Online

Baby and childcare

Newborn Feeding Log

Every feed with the date and the time it started.

BC-221 Log PDF Excel Online

Nappy Change Log

Every change with its date and time.

BC-222 Log PDF Excel Online

Baby Sleep Log

Every stretch of sleep with the time down and the time awake.

BC-223 Log PDF Excel Online

Baby Expenses Tracker

Every purchase with its date, what it was and what it cost.

BC-230 Tracker PDF Excel Online

Twins Daily Care Log

Everything that happened to either baby, in the order it happened.

BC-231 Log PDF Excel Online

School and study

Grade and Results Tracker

Every assessment, test, essay and exam with the date it was returned.

SS-244 Tracker PDF Excel Online

Study Session Log

When each session happened and how long it lasted.

SS-245 Log PDF Excel Online

Tutoring Session Record

When each session happened, on what subject and for how long.

SS-251 Record PDF Excel Online

Music Practice Log

When each practice happened and how long it lasted.

SS-257 Log PDF Excel Online

Events and celebrations

Wedding Flowers Order List

Every piece for the wedding party, the ceremony, the reception and the cars.

EV-1008 Budget PDF Excel Online

Wedding Budget Planner

What each part of the wedding was budgeted at and what it actually came to.

EV-261 Budget PDF Excel Online

Wedding Guest List and RSVP

Who has been invited, for the day or the evening, and how many each invitation covers.

EV-262 Tracker PDF Excel Online

Funeral Arrangements Record

Who the funeral director, the person leading the service and the other contacts are, with their numbers.

EV-269 Record PDF Excel Online

Fundraiser Event Planner

Where the money is expected to come from, and who is looking after each source.

EV-273 Planner PDF Excel Online

Community Event Plan

What the event is for and who it is for, written where everyone can read it.

EV-280 Planner PDF Excel Online

Care and support records

Home Care Visit Record

Every visit in date order with the arrival and leaving times.

CS-281 Record PDF Excel Online

Care Visit Mileage Log

Every journey with the date, the two places and the reason.

CS-298 Log PDF Excel Online

Care Agency Client Record

The client's details and the arrangements for getting in, in one place.

CS-300 Record PDF Excel Online

Household and family organiser

Gift Ideas and Sizes Record

Ideas as they come up, months before the date, against the person and the occasion.

HF-315 Record PDF Excel Online

Returns and Refunds Log

What is waiting to go back, from which shop, and the receipt amount.

HF-316 Log PDF Excel Online

Wellbeing and habits

Sleep Diary

When you went to bed, put the light out, woke and got up, night by night.

WB-326 Log PDF Excel Online

Water and Drinks Log

Every drink with its time, so the shape of a day shows up.

WB-327 Log PDF Excel Online

Work and career

Job Application Tracker

Every role applied for, with the employer and where the advert was found.

WC-343 Tracker PDF Excel Online

Teaching and classroom

Behaviour Incident Log

When and where each incident happened, and who was involved.

TC-367 Log PDF Excel Online

Family history and genealogy

DNA Match Log

Each match by name or username, and which site or test it is on.

FH-392 Log PDF Excel Online

Heirloom and Keepsake Register

Every heirloom and keepsake, with the person it came from and the story of how it reached you.

FH-402 Record PDF Excel Online

Family Reunion Planner

Each branch of the family, who speaks for it and whether they have replied.

FH-404 Planner PDF Excel Online

Travel and Holidays

Moving and Relocation

Downsizing Move Planner

What you need from a home now and what you may need later.

MV-1093 Planner PDF Excel Online

Property Buying and Selling

Kitchen and Meal Planning

Batch Cooking Planner

Which recipes you are making, how many batches and in what order.

KF-579 Planner PDF Excel Online

Energy and Utilities

Hobbies and Collections

Fitness and Training

Workout Volume Log

Each exercise broken down set by set, with reps, weight and rest.

FT-651 Log PDF Excel Online

Training Block Planner

Your sessions laid out day by day for each week of the block.

FT-661 Planner PDF Excel Online

Running Shoe Mileage Log

Each pair: model, date bought, price and whether it is in use or retired.

FT-670 Log PDF Excel Online

Clubs, Charities and Community

Self-Employed Bookkeeping Sheets

Sales Day Book

Every invoice issued, in date and number order.

SB-702 Record PDF Excel Online

Purchase Day Book

Every supplier invoice received, with its date and number.

SB-703 Record PDF Excel Online

Makers and Craft Business

Making Time Log

Each spell of work with its date, product, stage, start and finish.

CM-745 Log PDF Excel Online

Digital Life and Content

Content Creation Time Log

Every session spent planning, writing, filming, editing and publishing.

DL-767 Log PDF Excel Online

Renovation and DIY Projects

Tile Quantity Calculator

The net area of each part of the floor or wall after openings and units.

RD-778 Form PDF Excel Online

Estate and Legacy Planning

Caravans, Boats and Touring

Caravan Touring Log

Every site stayed at, with the region and the date you arrived.

BT-826 Log PDF Excel Online

Shared Buildings and Residents

Reserve Fund Tracker

Every contribution into the fund and every payment out of it.

NB-852 Tracker PDF Excel Online

Communal Repairs Log

Every communal fault reported, with where it was and who fixed it.

NB-860 Log PDF Excel Online

Money Calculators and Worksheets

Seasonal Occasions and Gifting

Gift Budget by Person

The overall gift budget and how it is shared out person by person.

XG-901 Budget PDF Excel Online

Halloween Party Planner

Every costume, decoration, food, game and sweet item, with its cost.

XG-909 Planner PDF Excel Online

Kids and Family Life

Students and Shared Living

Writing and Publishing

Daily Word Count Tracker

The words written in each session, worked out from start and end counts.

WR-976 Tracker PDF Excel Online

All 1123 resources

Using these in Google Sheets

Google Drive → New → File upload → pick the file, then open it with Google Sheets. Every formula in these workbooks is deliberately an ordinary one, so nothing breaks in the move. The dropdown lists and the cell colours come across too.

Browse the 1278 printable sheets Or try the interactive tools

Everything here is free

Every sheet, binder, game and puzzle on Upkeep Papers is free to download, with no email and no account. Making them is not free: each one takes days of research, design and checking, and the site costs money to run. If something here saved you time, you can buy us a coffee. It is entirely optional: nothing is locked, and nothing changes if you don’t.

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