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7 spreadsheets

Money and household finance

Budgets, bills, debts and savings — the arithmetic a printed grid cannot do.

These are the workbooks people search for most, and the ones most often sold rather than given away. Every formula is here to be read and changed, and there is not a single recommended percentage anywhere in them — a budget that tells you how to split your income is guessing at your rent, your country and your wage.

Bill Payment Tracker Spreadsheet

Every bill in one list, showing what each really costs over a year once its billing cycle is taken into account, plus a twelve-month grid to tick off.

3 tabs · 12 kB Open it

Debt Payoff Tracker Spreadsheet

Every debt with its balance, rate and payment, working out how many months each takes to clear and roughly what that costs in interest — plus both payoff orders.

3 tabs · 12 kB Open it

Household Budget Spreadsheet

A monthly budget that adds up planned against actual, keeps income, outgoings and saving apart, and rolls twelve months into a year view.

3 tabs · 11 kB Open it

Net Worth Tracker Spreadsheet

Everything you own on one side, everything you owe on the other, and the difference tracked month by month so the direction of travel is visible.

3 tabs · 11 kB Open it

Subscription Tracker Spreadsheet

Every recurring payment on one page, converted to what it costs per year, with renewal dates counting down and a total for everything you have marked to cancel.

2 tabs · 10 kB Open it

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