Bill Payment Tracker Spreadsheet
Every bill in one list, showing what each really costs over a year once its billing cycle is taken into account, plus a twelve-month grid to tick off.
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7 spreadsheets
Money and household finance
Budgets, bills, debts and savings — the arithmetic a printed grid cannot do.
These are the workbooks people search for most, and the ones most often sold rather than given away. Every formula is here to be read and changed, and there is not a single recommended percentage anywhere in them — a budget that tells you how to split your income is guessing at your rent, your country and your wage.
Debt Payoff Tracker Spreadsheet
Every debt with its balance, rate and payment, working out how many months each takes to clear and roughly what that costs in interest — plus both payoff orders.
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Expense Tracker Spreadsheet
A dated list of what you spent, which totals itself by category and by month without you building a single pivot table.
3 tabs · 14 kB Open it
Household Budget Spreadsheet
A monthly budget that adds up planned against actual, keeps income, outgoings and saving apart, and rolls twelve months into a year view.
3 tabs · 11 kB Open it
Net Worth Tracker Spreadsheet
Everything you own on one side, everything you owe on the other, and the difference tracked month by month so the direction of travel is visible.
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Sinking Funds and Savings Goals Spreadsheet
The big irregular costs — the car service, the insurance renewal, Christmas — broken down into what you need to set aside each month to be ready for them.
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Subscription Tracker Spreadsheet
Every recurring payment on one page, converted to what it costs per year, with renewal dates counting down and a total for everything you have marked to cancel.
2 tabs · 10 kB Open it
The rest of the library
Home and property records
Contents valued for insurance, warranties counted down, maintenance kept on its clock.
Vehicle records and costs
What a vehicle really costs per mile, what it drinks, and what falls due first.
Landlord and rental property
Rent in, costs out, tenancy dates counted down, and what a let actually returns.
Small business paperwork
Books, unpaid invoices, customers, stock and the quotes that turned into jobs.
Personal and family records
Renewals that creep up, where the documents are, what the animals cost, and the move.